Bill due-date reminders by text
A text before the bill is due, not after the fee.
PayCadence is a bill calendar you fill in yourself. You enter what is due and when, and we text you before each due date so a late fee never comes as a surprise. No bank login, no account linking.
SMS is optional. Consent is never pre-checked and is never bundled with anything else.
What PayCadence does
Three things, and nothing beyond them.
You enter the bills
PayCadence never connects to your bank. You type in the biller, the amount and the due date. That is the only data the reminder uses.
Three-day and same-day notice
Each bill gets one reminder three days before the due date and one on the morning it is due. You can turn either off per bill.
A calendar you can actually read
Every due date for the month on one page, ordered by date, with the running total left to pay.
A sample bill calendar
This is the view inside a PayCadence account. Alerts are generated from these records and nothing else.
| Bill | Amount | Due | Reminder | Status |
|---|---|---|---|---|
| Progressive — auto insurance | $128.40 | Aug 14 | 3 days + day-of | Scheduled |
| FPL — electricity | $96.15 | Aug 18 | 3 days + day-of | Scheduled |
| Verizon — wireless | $74.99 | Aug 22 | Day-of only | Scheduled |
| Rent — Brickell Bay Apartments | $1,740.00 | Sep 1 | 3 days + day-of | Scheduled |
| T-Mobile Home Internet | $50.00 | Sep 6 | 3 days + day-of | Scheduled |
Demo data Demo data from a sample account. These are not real bills or real balances.
Every message we send
This is the complete message program. There is no promotional sending, no partner offers and no third-party content.
Start with one alert
Create an account, confirm your number if you want texts, and you are done. Reply STOP at any time and sending ends immediately.